10 driving mistakes which will INSTANTLY invalidate your insurance

12. Not Bundling Your Policies

One great way to lower your insurance bill is to bundle multiple cars with your homeowners or renters insurance. It’s convenient for you, and insurance companies love it because it makes it more complicated to change companies if you are not satisfied with their service.

In many cases, bundling your life, boat, or motorcycle insurance with the same company that writes your auto insurance policy with will bring you additional discounts.

Before you bundle, however, you’ll want to price the component separately. Don’t automatically assume that having all of your coverages with the same company will save you money. You need to make sure that each element of the bundle meets your needs.

Bundling can save you a lot of hassle when it comes to making claims. If a fire in your garage damages your car, one phone call can start both the homeowners and auto insurance claims.